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Retirement INCOME YOU CAN'T OUTLIVE
Protect principal, create reliable income, and reduce retirement uncertainty with customized annuity strategies.
✅ Personalized Guidance
✅ Explore Your Options
✅ Schedule Consultation
COMMON RETIREMENT RISKS
Retirement planning means preparing for uncertainty
✅ Sequence of Return Risk
✅ Longevity Risk
✅ Inflation Risk
✅ Market Volatility
✅ Withdrawal Risk
What is an annuity?
Simple Explanation
Annuities are designed to help create retirement income, protect principal, and reduce exposure to market volatility.
who Might Benefit?
Build a paycheck in retirement.
✅ Retirees Seeking Income
✅ Savers concerned about losses
✅ Clients Seeking Preservation
✅ Clients that want growth
✅ Investors Seeking Tax Deferral
Annuitiy Strategies
For the right client, annuities can provide a combination of protection, income, and long-term planning benefits.
We help determine if annuity strategies may fit your situation based on your goals, timeline, and risk tolerance.
✅ Fixed Annuities
✅ Fixed Indexed Annuities
✅ Income Annuities
✅ MYGA's
✅ Lifetime income Riders
Potential Benefits
✅ Tax-Deferred Growth
✅ Market-Linked Growth
✅ Principal Protection Options
✅ Guaranteed Income Options
✅ Legacy Planning Benefits
Is an Annuity Strategy Right for You?
Every retirement plan is different.
Schedule a complimentary retirement income review to determine whether an annuity strategy may be appropriate for your goals and circumstances.
Learn more about annuities
*Annuities are insurance products that may include fees, surrender charges, and limitations. Guarantees are subject to the claims-paying ability of the issuing insurance company.
FAQ
Will I lose access to my money?
Most annuities offer annual penalty-free withdrawal provisions, although surrender schedules and withdrawal limits vary by contract.
Are annuities safe?
Fixed and fixed indexed annuities are backed by the financial strength and claims-paying ability of the issuing insurance company and are not directly exposed to market losses.
Can an annuity provide lifetime income?
Some annuities offer optional income features designed to provide income that you cannot outlive.
Can I own an annuity inside an IRA?
Yes. Annuities can be purchased with qualified or non-qualified funds depending on your goals and tax situation.
*Nicoletti Capital provides Insurance & retirement planning strategies. Insurance products are offered through licensed insurance professionals. Investment advisory services are not offered unless through a properly registered investment advisor.
Contact Us
info@nicoletticapital.com
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